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Current posted rates are in effect as of 05/09/2008 1:28:46 PM Central Time.
Rates are subject to change without notice. Posted interest rates are for purchase transactions and are subject to adjustment based upon loan to value and credit score.
30 Year Fixed Rate
RatePointsAPRLock Days
5.375%2.000%5.604%30
5.500%1.375%5.672%30
5.625%0.750%5.740%30
5.750%0.250%5.819%30
5.875%0.000%5.921%30
The APR is calculated using a loan amount of $350,000 and these typical fees.


15 Year Fixed Rate
RatePointsAPRLock Days
5.125%1.375%5.414%30
5.250%1.000%5.481%30
5.375%0.500%5.529%30
5.500%0.250%5.616%30
5.625%0.000%5.702%30
The APR is calculated using a loan amount of $350,000 and these typical fees.


20 Year Fixed Rate
RatePointsAPRLock Days
5.375%1.750%5.652%30
5.500%1.250%5.716%30
5.625%0.750%5.779%30
5.750%0.250%5.842%30
5.875%0.000%5.937%30
The APR is calculated using a loan amount of $350,000 and these typical fees.


Jumbo 30 Year Fixed
RatePointsAPRLock Days
5.625%1.500%5.796%30
5.750%1.250%5.899%30
5.875%0.750%5.978%30
6.000%0.500%6.080%30
6.125%0.000%6.158%30
The APR is calculated using a loan amount of $500,000 and these typical fees.


Jumbo 15 Year Fixed
RatePointsAPRLock Days
6.000%2.000%6.373%60
6.250%1.000%6.464%60
6.375%0.000%6.430%60
The APR is calculated using a loan amount of $500,000 and these typical fees.


3/3 ARM Conforming
RatePointsAPRLock Days
5.500%0.000%4.809%60
The APR is calculated using a loan amount of $350,000 and these typical fees.


5/1 ARM Conforming
RatePointsAPRLock Days
6.125%0.000%5.158%60
The APR is calculated using a loan amount of $350,000 and these typical fees.


7/1 ARM Conforming
RatePointsAPRLock Days
6.250%0.000%5.339%60
The APR is calculated using a loan amount of $350,000 and these typical fees.


10/1 ARM Conforming
RatePointsAPRLock Days
7.000%0.000%5.916%60
The APR is calculated using a loan amount of $350,000 and these typical fees.


3/3 ARM Jumbo
RatePointsAPRLock Days
5.500%0.000%4.797%60
The APR is calculated using a loan amount of $500,000 and these typical fees.


5/1 ARM Jumbo
RatePointsAPRLock Days
6.125%0.000%5.146%60
The APR is calculated using a loan amount of $500,000 and these typical fees.


7/1 ARM Jumbo
RatePointsAPRLock Days
6.250%0.000%5.327%60
The APR is calculated using a loan amount of $500,000 and these typical fees.


10/1 ARM Jumbo
RatePointsAPRLock Days
7.000%0.000%5.903%60
The APR is calculated using a loan amount of $500,000 and these typical fees.


30 Year Fixed Biweekly Jumbo
RatePointsAPRLock Days
6.625%0.000%6.656%60
6.500%1.000%6.628%60
6.250%2.000%6.473%60
The APR is calculated using a loan amount of $500,000 and these typical fees.
60, 90, & 120 day lock periods are also available.
Rates are subject to change without notice.

G. & M. Wolkenberg, Inc.
Licensed Mortgage Banker - NYS Banking Department

2838 Long Beach Rd Oceanside, NY 11572-2229
Phone: Fax:

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